A Quick Checklist for Landlords and Investors
Not every property is a match for every model — but if you’re a landlord who wants consistent income and a clear exit, rent-to-buy might be the perfect fit.
✅ 1. Is It in a High-Demand Area?
First-time buyers are still focused on affordability and location.
Ideal Examples:
- A 1-bed flat in Croydon, Zone 5 — good for commuters
- A 3-bed semi in Leeds suburbs — ideal for growing families
- A city centre apartment in Liverpool — popular with professionals
✅ 2. Is It in Good Condition?
Rent-to-buy tenants look at your property as theirs — they won’t tolerate poor conditions.
You should ensure:
- EPC rating is E or above
- Smoke alarms and safety certs are in place
- Kitchen/bathroom are modern or functional
- No urgent repairs are outstanding
Bonus: Homes with neutral decor and basic appliances already installed are especially attractive.
✅ 3. Can You Set a Fair Future Sale Price?
You’ll need to agree a purchase price upfront, typically with a 3–5 year window. We can help you do this by:
- Comparing local market data
- Considering projected appreciation
- Offering a flexible valuation range
Example:
A landlord lists a house at £900 rent, with a £200,000 future sale price in 4 years. Tenant pays rent monthly, and a portion goes toward deposit credits. At the end, they can buy without reapplying for a mortgage from scratch.
Final Thoughts
Rent-to-buy isn’t just for tenants — it’s a strategic tool for landlords.
If you’re tired of chasing rent, replacing tenants, and wondering when to sell, then now might be the perfect time to explore how MEXI can support you.
Want to know if your property qualifies?
Start with a free, no-obligation assessment.